ANYTIME ALERTS

Know what Happens, when it Happens

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Want to know when your paycheck is available? When you’ve hit a spending limit? When you’re near a reload location? Anytime Alerts text and email messages keep you in the know at every turn.[1]

Card usage is subject to card activation and identity verification.[2]

Flexible Selection
Manage your preferences to receive only the alerts you want, as often as you want—no more, no less. Alerts can be sent daily, weekly, or with each individual transaction, including:

  • Individual transaction details
  • Received deposits
  • Declined transactions
  • Budget notifications

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Broad Support
As long as you can receive text messages, you can receive Anytime Alerts.[1] We support most major mobile phone service carriers, including:

  • AT&T
  • BOOST
  • Cricket
  • Metro PCS
  • Nextel
  • Sprint
  • US Cellular
  • T-Mobile
  • Verizon
  • Virgin Mobile

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Two-Way Street
Once you sign up for Anytime Alerts, you can get on-demand account information by sending a text[1] to the Netspend SMS number, 22622.

Log in to enroll in Anytime Alerts

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail within 7-10 business days.

Explore More Features

Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

Mobile Check Load

LOAD CHECKS IN A SNAP

Load checks with a few pictures with your phone.[3]

Learn about Mobile Check Load

The Savings Account is made available to Cardholders through The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company; Members FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

  • If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an annual percentage yield (APY) of 5.00%.
  • If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.

The interest rates and APYs of each tier may change. The APYs were accurate as of May 7, 2020. These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company, Members FDIC upon verification of Cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00.

Savings Account

PUT SOME MONEY ASIDE

It never hurts to save some money, and you can earn interest, too.[4]

Read more about saving

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Mobile App[1]

KEEP UP ON-THE-GO

Use your smartphone to access your account.

See the Mobile App