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NETSPEND PREMIER®

Pay Less. Get More. Upgrade to Netspend Premier.

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Upgrade to Netspend Premier and you get the Prepaid Card with the most features at our lowest monthly fee.

Card usage is subject to card activation and identity verification.

The benefits of Netspend Premier described on this page apply only to Netspend Prepaid Cards requested through this Web site. To see the options available with your Card Account, log in to the Online Account Center.

Enrollment in the Monthly Plan is optional and covers only purchase transaction fees. It does not include ATM fees or any other fees associated with the use and reloading of the Card Account. To qualify for the Reduced Monthly Plan you must receive $500 in payroll or government benefit direct deposits in 1 calendar month. Upon qualifying, discounted fee takes effect on enrolled Cardholder’s next Plan Fee assessment date. Pay-As-You-Go Cardholders must enroll in the Monthly Plan to activate the Reduced Monthly Plan. See the Cardholder Agreement for details.

What is Netspend Premier?

Simply put, Netspend Premier has the most features, and you’ll save almost 50% on monthly fees![1]

How to Qualify for Premier.

Qualifying is simple. Just enroll in Direct Deposit and have your government benefits or payroll checks sent right to your card. Have a total of $500 in payroll or government benefits direct deposited in one calendar month, and you’ll be eligible to upgrade to Netspend Premier. It’s the best value Netspend has to offer.

What You Get With Netspend Premier

Our Lowest Fee Plan

You’ll get the Reduced Monthly Plan for just $5/month, that’s almost 50% off the Monthly plan![1]

See our fee plans

Enrollment in the Monthly Plan is optional and covers only purchase transaction fees. It does not include ATM fees or any other fees associated with the use and reloading of the Card Account. To qualify for the Reduced Monthly Plan you must receive $500 in payroll or government benefit direct deposits in 1 calendar month. Upon qualifying, discounted fee takes effect on enrolled Cardholder’s next Plan Fee assessment date. Pay-As-You-Go Cardholders must enroll in the Monthly Plan to activate the Reduced Monthly Plan. See the Cardholder Agreement for details.

A Purchase Cushion

If you’re a little short, we may cover you up to $10.[2]

Learn more

The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Cardholder is responsible for repayment of any negative balance. See the Cardholder Agreement for details.

A No-Cost Custom Card

Personalize your Premier Card with a favorite photo at no extra charge.[3]

Learn more

Receive one (1) digital coupon for a one-time Custom Card Fee waiver when you qualify for Netspend Premier. Coupon valid for 365 days after issuance. $4.95 Custom Card Fee applies to all other Custom Card orders. Offer not valid for Netspend Premier Cardholders who do not currently have a valid coupon for a Custom Card Fee waiver. Limit one (1) offer per Card Account. The Bancorp Bank, MetaBank, N.A., Republic Bank & Trust Company, Mastercard, and Visa are not affiliated in any way with this offer and do not endorse or sponsor this optional offer. Photograph (full-size or passport-type) must meet Custom Card Image Guidelines. See your Online Account Center for detail.

Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice.  Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

Plus, you’ll get paid up to 2 days faster[4] and avoid check-cashing fees and lines.

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail within 7-10 business days.

Sign Up Now

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The Netspend Visa Prepaid Card is issued by Pathward, National Association and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by Pathward, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. Pathward, N.A., and Republic Bank & Trust Company; Members FDIC. Please see the back of your Card for its issuing bank. Netspend is a registered agent of Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

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Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend and Skylight are federally registered U.S. service marks of Netspend Corporation. All other trademarks and service marks belong to their owners.